Young slacker Jason ''Jinx'' Taylor enters a bank to complain about its ATM fees just as Simon and his gunmen enter the bank to rob it. Jinx ends up inside the vault with employee Jessica, besieged by the thieves who are themselves besieged by the police on the street. But, when Jinx is contacted on his cellphone by the mastermind of the heist, Nick, the irate ATM customer sees a way to outwit the robbers, the law and the bank.
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